"Funding that fits"





Unsecured Business Funding (UBF), is a loan offered with no assets backing it, usually based on the borrower’s business and credit profile. This program is a great option for many business types including contractors.

Fast Funding: Get approved in as quickly as 1-2 business days and funded the next day!



  • Completed Application (Request from FOND FINANCE staff)
  • 6 Months Banking
  • MTD not required for submission
  • Minimum Annual Revenue: $500K
  • Minimum Credit Score: 600
  • Otherwise requirements at underwriter discretion

Prior to Funding $100K – $200K

  • 2019 Business Tax Returns
  • Other requirements

Prior to Funding $200K+

  • 2018 and 2019 Business Tax Returns
  • 2020 Financials may be requested (case by case)
  • Other requirements at underwriter discretion

Preferred Industries

*No tax return required up to 150k in funding for the following industries:

  • HVAC
  • Restaurants (applies to businesses not heavily impacted by COVID)
  • Pharmacies
  • Gas Stations
  • Grocery Stores
  • Liquor Stores

*At underwriter’s discretion


  • Accountants
  • Auto Repair (Mechanical Only)
  • Daycares
  • Dentists and other Non-Emergency
  • Detailing/Car Wash    
  • Doctors & other essential healthcare providers –Labs, Researchers, Veterinarians, Emergency Medical Transportation, Medical Billing, Medical Equipment    
  • Drive-in Movies    
  • Drive-thru/Takeout Restaurants    
  • Engineering
  • Exterminators
  • Funeral Homes
  • Gas Stations
  • General Construction (Special Requirements)
  • Grocery Stores
  • Hair Salons    
  • Hardware Stores    
  • Home Fitness Sellers    
  • Home Healthcare Services    
  • Janitorial Services    
  • Laundromats & Dry-Cleaners    
  • Liquor Stores & Convenience Stores    
  • Meal Prep Delivery
  • Medical Services (Physical Therapists, Occupational Therapists, Optometrist, Orthodontists etc.)         
  • Newspapers       
  • Nonperishable Food Wholesalers    
  • Online Retail Stores    
  • Pharmacies    
  • Plant Nurseries    
  • Radio Stations
  • Specialty Contractors*    
  • Towing
  • Trash Collection
  • All other industries unaffected during COVID-19 (that are not on the prohibited industry list)

Requirements: 20+ deposits or average deposits of $7,500 or less 



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